Mortgage & Transactions Data
Open Mortgages and Liens on a Property
The loans and liens on each property: 100+ fields on open mortgages, past mortgages, the loans on the last two sales and involuntary liens.
TRUSTED BY LEADING BRANDS
- 169M+Parcels
- 3,100+Counties
- 190M+Mortgage records
- 380M+Deed and sale records
What's included
What is Mortgage & Open Liens Data?
Mortgage and open liens data is the record of the loans and liens on a property. It holds the open mortgages, past mortgages and the loans on the last two sales. It also holds the involuntary liens recorded against the property, such as tax liens and mechanic's liens. BatchData returns these records in one standard format through its API or in bulk files. It is part of the Core bundle of a Property Data plan.
Open liens
- Open lien count and total balance
- All loan types and junior loan types
- Recording date of each open loan, with the first and last dates
Lenders
- Lender and assigned lender
- Private lender and seller carry-back flags
Amounts
- Loan amount
- Estimated balance and payment
- Loan-to-value ratio
Loan types
- Loan type, such as FHA, VA or USDA
- Financing type, such as fixed or adjustable rate
- HELOC and equity loan flags
Rate and term
- Interest rate and rate type of past mortgages
- Loan term and due date
Loan features
- Loan riders, such as adjustable rate, balloon and condo
- Assumable and subordinate loan flags
- Month and year a fixed rate converts to adjustable
Past mortgages
- Borrower names
- Recording, document and sale dates of past mortgages
Sale loans
- Loans on the last sale
- Loans on the prior sale
Involuntary liens
- Involuntary lien type and amount
- Lien recording, filing and tax period dates
- Lien parties, attorney company and recorder document
What mortgage and lien data lets you do
Use the loan and lien record to know what a property owes and what is recorded against it.
See the loans open on a property
Read how many loans are open, who holds them and the loan-to-value ratio.
- Open lien count and total balance
- Lender, loan amount and estimated balance
- Loan-to-value ratio and loan type
Read the terms of each loan
Check the loan type, the financing type, the term and the due date of a mortgage.
- Loan type, such as FHA, VA or USDA
- Fixed or adjustable rate, with rider flags
- Loan term, due date and HELOC flag
Check for involuntary liens
See the tax liens, mechanic's liens and judgments recorded against a property.
- Lien type, lien amount and judgment amount
- Recording, filing and tax period dates
- Parties and recorder document details
Built for Your Industry
See how each industry uses this data.
Mortgage & Lending
Build refinance and HELOC lists from loan type, financing type, loan term, due date and loan-to-value, and read the open lien balance.
Explore Mortgage & LendingReal Estate Investing
Read each open mortgage, the open lien balance and the involuntary liens, such as tax liens, before you make an offer.
Explore Real Estate InvestingPropTech & Software
Show open mortgages, past mortgages and liens on each property page from one API call.
Explore PropTech & SoftwareMarketing & Data Resellers
Target homeowners by loan type, financing type and open loan balance for refinance, insurance or home service offers.
Explore Marketing & Data ResellersProperty Services
See the open mortgages and the lien balance on the buildings you serve, with the lender and the loan amount.
Explore Property ServicesHome Services
Add the open lien count, balance and loan type to your lists of homes by age and system.
Explore Home ServicesSolar
Read the open lien balance and loan type of a home before a proposal, next to its roof and owner details.
Explore SolarRoofing
Add the open lien balance and the loan recording date to your list of roofing prospects.
Explore RoofingFlexible Delivery Options
Choose the integration method that fits your workflow
Real-Time API
Look up the loans and liens on one property, or search a market by loan type, open lien balance and lien type.
- RESTful JSON API
- Property Search and Lookup return all subscribed datasets in one call
- Async delivery to your webhook for large batches
- Developer docs and no-cost sandbox tokens
Bulk Data
Nationwide mortgage and lien files for your data warehouse or data lake.
- Choose the datasets and markets you need
- Amazon S3, SFTP or Google Drive delivery; Snowflake and Databricks through Cloud Delivery
- CSV, JSON and Parquet formats
- Weekly, monthly, quarterly or annual deliveries
- Full refresh or delta files
MCP Server
Your AI assistant looks up the open mortgages on a property through the MCP server. Your account sets which datasets the tool returns.
- Your AI assistant calls BatchData tools to look up and search properties
- Connects to Claude, ChatGPT, Cursor and Claude Code with OAuth sign-in
- Runs on the same API, with datasets set by your account admin
Professional Services
Our Professional Services team helps you choose the loan and lien fields, set up the delivery and match the data to your records.
- Help choosing datasets, delivery cadence and destination
- Account manager help with token and dataset setup
- Support by email and in-app chat
- Upload a CSV or Excel file and get property data back in the same file
Why BatchData
What You Get With BatchData
One source for property, owner and contact data, by API or by file.
169M+ U.S. Parcels
Coverage of 169M+ U.S. parcels and 131M+ properties.
1,000+ Data Points
Owner, value, mortgage, tax, permit and listing data, with 1,000+ data points for each property.
API or File Delivery
Call the API, or get files in Snowflake, Databricks, Amazon S3, SFTP or Google Drive.
Frequently asked questions
What is mortgage and open liens data?
BatchData mortgage and open liens data is the record of the loans and liens on a property. BatchData returns the open mortgages, past mortgages and the loans on the last two sales. It also returns the involuntary liens recorded against the property, such as tax liens and mechanic's liens.
What is in BatchData's mortgage and lien data?
BatchData's mortgage and lien data covers a property's open mortgages, past mortgages, last-sale loans and involuntary liens. The open mortgages carry the open lien count and balance, the loan types and the loan recording dates. They also cover past mortgages, and the loans on each of the last two sales.
Does BatchData's lien data include tax liens and judgments?
Yes, BatchData's involuntary lien fields hold the lien type, the lien amount, the judgment amount, the dates and the parties. Lien types include federal tax lien, state tax lien and mechanic's lien. The dates cover recording, filing and tax period end dates.
Can I search by loan type or lien type?
Yes, BatchData Property Search filters on loan types, open lien count and balance, and loan recording dates. It also filters on lien type, document type, lien dates and lien amount. Both sets of filters use the open mortgage and involuntary lien fields of each property.
How many mortgage records does BatchData hold?
BatchData holds 190M+ mortgage records and 380M+ deed and sale records in its property data. The mortgage records cover open and past loans on properties, and the loans on the last two sales. The records come from county records and recorded documents.
How is mortgage and lien data different from assessor data and deed history?
Assessor data describes the property itself, while mortgage and lien data describes the loans and liens on the property. Deed history lists the sales and transfers of the property. Assessor data holds the building, the lot and the tax.
What mortgage data points can you find on a property?
BatchData returns the lender, the loan amount, the loan type and financing type, and the loan term and due date for each open mortgage. Past mortgages add the borrower names, the interest rate and the mortgage history dates. The loan-to-value ratio comes with each open mortgage.
Start with mortgage and lien data
Talk to a data expert about the loan and lien fields, delivery options and pricing for your team.