Solution · Underwriting & Risk
See the loans, liens and value behind a property
Send an address. Get back the open loans, the liens, the foreclosure filings and the estimated value of the property. Your team reads the facts before it acts.
TRUSTED BY LEADING BRANDS
- 190M+Mortgage records
- 380M+Deed and sale records
- 169M+Parcels
- 3,100+Counties
How it works
One address in, the loan and lien record out. One property per call, or a whole portfolio at once.
You send the property
- An address, a parcel number with its county, or a property ID
- One property per call, or a whole portfolio as a file
We match the loans and liens
- The address is matched to one property
- Its open mortgages, past mortgages, liens and foreclosure filing come with the match
You read the facts
- The open lien count and balance, the loan types and the loan-to-value ratio
- Any tax lien or judgment
- The estimated value and its confidence score
What comes back
The loan, lien and value fields for one property, as your system receives them.
Loans and liens
Value
Which fields come back depends on your plan. Valuation is an add-on. BatchData returns data fields, not a credit report or an appraisal.
Who uses it
Teams that read the loan, lien and value record of a property.
Mortgage & Lending
Read the open loans, the open lien balance and the loan-to-value ratio on the homes you finance.
Explore Mortgage & LendingBanks & Credit Unions
Track default filings and auction dates on the homes in your portfolio.
Explore Banks & Credit UnionsInsurance
Fill quote forms from the county record: year built, roof cover, construction type, stories and lot size.
Explore InsuranceTitle & Escrow
Read the open mortgages, the involuntary liens and the deed records of a property in one call.
Explore Title & EscrowInstitutional Investors
Read the loans, liens, deed history and estimated value of every property in a portfolio, as files for your data warehouse.
Explore Institutional InvestorsAppraisers & Valuation
Read the value, open loans and deed history of a property before the visit.
Explore Appraisers & ValuationPowered by
Four BatchData datasets build the risk picture of a property.
Mortgage & Transactions Data
Pre-Foreclosure Data
Property Valuation (AVM)
Assessor Data
Get it by
The same loan and lien record, delivered the way your team works.
API
POST https://api.batchdata.com/api/v1/property/lookup/all-attributes
{
"requests": [
{
"address": {
"street": "412 Maple Grove Dr",
"city": "Phoenix",
"state": "AZ",
"zip": "85004"
}
}
]
}
{
"results": {
"properties": [
{
"valuation": {
"estimatedValue": 418500,
"confidenceScore": 82,
"ltv": 51,
"equityPercent": 49
},
"openLien": {
"totalOpenLienCount": 2
},
"quickLists": {
"preforeclosure": false
}
}
]
}
}Value, confidence, loan-to-value and open liens in one lookup.
Bulk file
Send a file of addresses. Get it back with the loan and lien fields added.
What customers say
"I sit through a lot of vendor calls where people aren't prepared. The BatchData team came ready to play, and the results impressed us. By the end of the call, I was sold."
Sales Support, BTL Industries
Underwriting and risk FAQ
How do lenders use BatchData property data for underwriting?
A lender sends a property address, and BatchData returns the open loans, the involuntary liens, the foreclosure filing and the estimated value in one record. Your team reads those facts before it decides on a loan. Your team decides how to use the data and holds the compliance duty for its credit decisions.
Can I see liens against a property by API?
Yes, the liens against a property come back in the same call as its loans and value. Your plan sets which datasets come back in that call. Mortgage & Transactions Data lists each lien field, such as the lien type, the amount and the dates.
How can a lender check the equity and loan-to-value of a property?
Send the property address, and BatchData returns the estimated value, the equity in dollars and the loan-to-value ratio, with the open loan balances. The valuation fields are part of the Valuation (AVM) add-on. The valuation page lists each value field.
How do I find foreclosure filings on the homes in my portfolio?
Send the addresses in your portfolio, and BatchData returns each foreclosure filing with its status and auction date. Pre-Foreclosure Data lists the status, the default date, the past due amount, the unpaid balance and the auction date of each filing. Your plan sets which datasets you get.
Is BatchData lien data the same as a title search?
No, BatchData lien data is a property data feed, not a title search, an appraisal or a credit report. The fields come from recorded documents, and Mortgage & Transactions Data lists each lien field. Your plan sets which datasets you get.
Read the loans and liens behind every property
Tell us which fields your team needs. A data expert shows you the result on your own list.